FOR BUYERS
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan programthat meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
Available Handouts for Consumers: For Buyers
Section Index
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8 Steps to Getting Your Finances in Order ……………… Budget Basics Work Sheet……………………………………..8 Ways to Improve Your Credit……………………………5 Factors That Decide Your Credit Score……………………Your Property Wish List………………………………………. Tips for Finding the Perfect Neighborhood…………………….Tips on Buying in a Tight Market……………………………..The Pros and Cons of Condos…………………………………5 Reasons You Need a REALTORÒ …………………Questions to Ask When Choosing a REALTORÒ ………… 10 Steps to Prepare for Homeownership……………………How Big a Mortgage Can I Afford?………………………….7 Reasons to Own Your Own Home…………………….5 Common First-Time Homebuyer Mistakes………………10 Tips for First-Time Homebuyers…………………………. 10 Things to Take the Trauma Out of Homebuying………..How High Tech Is Your Home?………………………………Hidden Home Defects to Watch For………………………….10 Questions to Ask a Home Inspector……………………..What Your Home Inspection Should Cover…………………..How Comprehensive Is Your Home Warranty?………………. 5 Property Tax Questions You Need to Ask……………….10 Questions to Ask Your Condo Board……………………..10 Questions to Ask Your Lender……………………………10 Things a Lender Needs From You…………………………6 Creative Ways to Afford a Home ………………………… Choices That Will Affect Your Loan………………………….5 Things to Understand About Homeowners Insurance……..10 Ways to Lower Your Homeowners Insurance Costs……5 Things to Understand About Title Insurance…………….. What Not to Overlook on a Final Walk-through…………….Common Closing Costs for Buyers………………………….What to Keep From Your Closing……………………………Tips for Packing Like a Pro…………………………………. |
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